How to Reduce the Cost of Moving House
Focus on the costs you can actually influence — and measure the effect on your final cash requirement. UK Moving Cost Index
Compare percentage-based selling fees
A small change in estate-agent percentage can become a meaningful cash saving on a higher sale price. Compare the service as well as the headline percentage and check whether VAT is included.
Get itemised legal quotes
Compare like with like: legal fee, searches, supplements and disbursements. The cheapest headline fee is not always the cheapest final bill.
Choose the right survey, not simply the cheapest
Match the inspection to the property's age, construction and condition. A useful survey can expose costs before you become committed.
Reduce removals volume
Decluttering before quotes, packing some items yourself and avoiding unnecessary storage can reduce practical moving costs.
Check mortgage exit costs early
An ERC or product fee can outweigh savings elsewhere. Get the lender's figures before setting your final moving budget.
Bring the numbers together.
Take what you’ve learned here back to MoveBudget and see what you’ll actually need in the bank.
Back to MoveBudget →