First home
First-time buyer budget calculator
See how much cash you may need for your deposit, property tax and buying costs.
Free to useNo sign-upUK-specific
Your first-home budget
Calculate cash needed
Combine your deposit, property tax and buying/moving costs.
Free • No sign-up required • UK-specific estimate • Clear result in seconds
Estimated cash needed
More than a deposit
Your deposit is only one part of the cash needed. MoveBudget combines it with estimated property tax and the buying/moving costs you enter.
Your deposit is only one part of the cash needed. MoveBudget combines it with estimated property tax and the buying/moving costs you enter.
Plan around the completion-day number
Use the calculator early for a working budget, then replace estimates with actual solicitor, survey, lender and removal quotes as your purchase progresses.
Your whole move
Bring the numbers together.
Take what you’ve learned here back to MoveBudget and see what you’ll actually need in the bank.
Back to MoveBudget →