Mortgage Fees When Moving House

Mortgage costs to check

Look for product or arrangement fees, valuation charges, broker fees, transfer fees and any charge for closing your existing mortgage. Some product fees can be added to a loan, but doing so can mean paying interest on them.

Moving an existing mortgage

If your current deal is portable, you may be able to apply to move it to the new property. Porting is not automatic: affordability, loan size and lender criteria still matter. Ask the lender for a redemption statement and a clear list of charges early.

Put the cash costs into your plan

Use MoveBudget's Refine my costs section for mortgage fees that must be paid from cash, and keep them separate from your deposit.