Selling costs guide
Hidden costs of selling a house
Plan for the less obvious costs of selling a UK home, from mortgage charges and leasehold fees to removals and practical expenses.
The sale price is not the amount that reaches your bank.
Mortgage repayment, estate-agent fees, legal fees and other transaction costs all reduce the proceeds available for your next move.
Mortgage repayment, estate-agent fees, legal fees and other transaction costs all reduce the proceeds available for your next move.
Costs people can overlook
- Mortgage early repayment or redemption charges
- Leasehold management packs and administration fees
- EPC or marketing costs where not included
- Removal and storage costs
- Cleaning, repairs or presentation before sale
- Mail redirection and practical moving expenses
Why these costs matter to your next deposit
Every £1,000 spent selling your current home is £1,000 less usable equity for your next purchase. Building these costs into the plan early gives you a more realistic cash figure.
Use a range when a cost is uncertain
Before you have firm quotes, it can be useful to budget slightly above your best estimate rather than assume the cheapest possible outcome.
Your whole move
Bring the numbers together.
Take what you’ve learned here back to MoveBudget and see what you’ll actually need in the bank.
Back to MoveBudget →